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Sunday morning surveys. Getting back into them, super simple way to get a little bit extra money.

4 1 Sep 24, 2017

Following on from my previous post, I’ve temporarily disabled my personal Instagram account as the FOMO is real most of the time, nevermind during a spending ban! I love this debt-free community and always feel so inspired by all you lovely likeminded people, so I feel like this is a good distraction unlike my personal one. I don’t have Twitter, Pinterest, Snapchat, YouTube, a blog, anything and I deleted Facebook years ago and have NEVER looked back, honestly it was like a weight had been lifted and I felt relieved to never have to read another persons inane over-sharing post ever again! It’s probably due to this social media black-out that I regularly toy with the idea of a ‘full house’ and ditching my personal insta as I don’t often post on it so who knows what a ‘temporary disable’ may lead to... Anyway, it’s Sunday tomorrow (or today seeing as it’s 3am!) and other than cleaning the bathroom and doing laundry I intend on spending my Insta-free day drinking tea, getting stuck into my new book and being generally very #hygge. Night y’all! 😴

20 2 Sep 24, 2017

If my budget could talk I am sure it would say we spend too much money on food and gas! What would your budget say??? . . . . . . . . . . . . . #debtfree #debtfreejourney #debtfreecommunity #budget #mealplan #mealplanning #mealprep #financialfreedom #personalfinance #spendingmoney #saving #familyof6 #foodbudget #mortgagefree #momlife #wifelife

27 10 Sep 24, 2017

So in an effort to save some money ahead of Christmas we’ve decided that for six weeks we’re going to do a #nospendchallenge save for food and fuel (slashing our weekly food budget from £60 to £30 in a bid to stop wasting so much). I’m currently busy making a list of free days out and date night ideas to keep us entertained and motivated over the six weeks and looking at what gift cards we have and where we can spend our Tesco Clubcard points! The only other exception of sorts will be paint and decorating materials as we are currently revamping the hallway, stairs and landing but this will be coming out of a savings pot that’s already set aside for that purpose 💸 Feeling pretty inspired and excited right now but I’m sure the novelty will wear off about 3 days in!

22 1 Sep 24, 2017

Classic Furniture on a budget. . I have a degree in Interior Design, and I work in the commercial furniture industry. I love 😍 beautiful furniture, and my husband builds beautiful furniture, so it's all around me. However, my appreciation does not equal an understanding as to why "classic" commercial furniture, made mostly by machines, is so 💰💰💰! . Which is why when we found bidftd.com we were overjoyed. This is an auction site for all types of things. You could by a 4 wheeler, a case of water, or a knockoff Knoll Womb chair, as long as someone else bought it and returned it to one of the many companies Fast Track Auctions buys from. . I'm sure some people would be appalled by buying knockoffs, but the logic of owning a $3,000 chair while I have a $200k loan hanging over my head is not there. . In the Insta pic. Coalesse Shell chair retail - 🤑$3,054 Mine - $35 Hernan Miller Eames armchair - 🤑$318 Mine (we have 2) - $25 Knoll Womb w/ Ottoman - 🤑$4,303 Mine - $125 Coalesse Wishbone retail - 🤑$1,627 Mine (we have 2) $26 Total savings - $11,036 😂😂😂! . I know they are not the same quality or even made by the original manufacturer, but they are reasonable for this season of our life, and not to mention beautiful! . #frugal #frugalliving #debtfree #lifeonschirtzinger #mortgagefree #debtfreecommunity #frugality #budgetlife #financialfreedom #classics #Furniture #design

20 0 Sep 24, 2017

Day 11 - the veranda is all felted. We have our first window and the all important wine deck is down!! 😜 #projecttoofarcasey #tinyhouse #cabin #tinyhome #diy #selfbuild #mortgagefree #offgrid #adventure #building #construction #camping #dream #carpentry #woodworking #design #paradise #ireland #wexford #livelife #carpentry #wine #windows

28 0 Sep 23, 2017

I love breakfast! . I've always been partial to the first meal of the day. 🍳💛 I'm also a big fan of the fist meal being the last meal, also know as, Brinner. In fact, last Wednesday I had planned to make a chicken pot pie, but I left work late, I wasn't in a stellar mood, and after cutting up 4 cups of vegetables I succumbed to my state of being and just made brinner instead. . Breakfast is also such an inexpensive meal! My Costco brown eggs are a whopping $.26 each, Schwebles bread is $.05 a slice, and while I don't eat pork (ahh, crazy! I've been told.) I'm sure that can be purchased at a fairly low price, too. . This morning I made French Toast. 8 slices Bread 🍞 = $.40 4 eggs 🥚= $1.04 1/4 cup of almond milk = $.18 Butter and Syrup were so minimal it's silly to add it, but let's say $.10 Total to feed 2 adults and an over eating toddler = $1.72! . My last minute brinner was egg sandwiches and strawberries. 4 Croissants (from the discount bread bookcase, see previous post) 🍞 = $1.39 6 eggs 🥚= $1.56 1/4 cup of almond milk = $.18 15 strawberries 🍓 = $1.87 Total to feed family of 4= $5 . #frugal #frugalliving #debtfree #lifeonschirtzinger #mortgagefree #debtfreecommunity #frugality #budgetlife #financialfreedom #breakfast #Frenchtoast .

24 3 Sep 23, 2017

Tiny bathroom and solar utility shed! ____________________________ ⠀ Step by step! We can help you to achieve your dream Tiny House 🏡... Contact us for a quote! www.aussietinyhouses.com.au ____________________________ ⠀ ▪️ #australianmade #aussietinyhouses #airbnbtinyhouse #byronshire #byronbay #liveoffthegrid #mortgagefree #mullumbimby #permaculturefarm #sustainable #sunshinecoast #sustainablehome #sustainableliving #coolumbeach #containerhouse #tinyhouseaustralia #tinyhouseonwheels #tinyhousebrisbane #tinyhousebigliving #tinyhousenation

53 0 Sep 23, 2017

Cedar shower! 🌿 ____________________________ ⠀ It's so great when a client comes back with an innovative idea! He had already purchased one of our Tiny Houses and decided to add another tinier one as a bathroom and solar utility shed! So clever! 👏🏽 ____________________________ ⠀ ▪️ #australianmade #aussietinyhouses #tinyhouse #tinyhomes #tinyliving #tinyhouseonwheels #tinyhouseaustralia #grannyflat #containerhouse #coolumbeach #mooloolaba #airbnbtinyhouse #sustainable #sunshinecoast #sustainablehome #sustainableliving #permaculturefarm #mooloolaba #mullumbimby #mortgagefree #liveoffthegrid #byronbay #byronshire

79 0 Sep 23, 2017

We save, because we can do! . Around 4:00 this afternoon I got a text from my husband that our hot water tank had blown up, leaked all over the basement, and our kitchen sink was full of gross water from a clog. 😩 Sounds like a fun Friday night to me, huh? . But... I'm the luckiest girl ever, because my husband is handy. 🛠 He has often sighted how much more expensive life is, right off the bat if you can't do or fix things on your own. . If Dave couldn't fix the sink drain, which he did, or replace the hot water heater this is what our weekend financials would have looked like. (My plumber costs are from Homeadvisor.com) -Time to fix sink, after hours on a weekend 2.5 hrs x $100 an hr = $250 💰 saved! -Hot water tank and parts $430 💸 gone. -Time to replace hot water tank 4 hrs x $100 an hr = $400 💰 saved! -Oil change that I'm going to do on hubbies car as an apology for clogging the kitchen sink $30 💰saved! Total of over 2 principle mortgage payments saved! . With home ownership comes stuff breaking and needing replaced, but with a handy man for a life partner my inner budget nerd 🤓 can rest easy! . #frugal #frugalliving #debtfree #lifeonschirtzinger #mortgagefree #debtfreecommunity #frugality #budgetlife #financialfreedom #mrfixit #DIY

21 1 Sep 23, 2017

That's one #gazelleintense nail polish spill, wouldnt you say?

33 13 Sep 23, 2017

Day 10 - what a day, started with a storm (which we survived!) 😬and ended up like summer. It was a mad dash to get the veranda done before dark, I'm knackered! The front veranda is the part of the design I was really excited about and I'm really happy with how it turn out 🙂 #projecttoofarcasey #tinyhouse #cabin #tinyhome #diy #selfbuild #mortgagefree #offgrid #adventure #building #construction #camping #dream #carpentry #woodworking #design #paradise #ireland #wexford #livelife #carpentry #veranda

27 2 Sep 22, 2017

Super duper exited to have just booked a cosy little coastal #sykescottages for the end of November next year for me and hubby 🌊 Being #gazelleintense on overpaying the mortgage means staycations are going to feature heavily over the next 5 years, but if they're all this cute then I won't mind! We also decided earlier in the year that we would start trying for a baby next Christmas so in my head this little break marks the start of a new adventure (fingers crossed!) 🌈

39 3 Sep 22, 2017

We’re not your typical mortgage brokerage. . Mortgage Savvy is a place where realtors and brokers partner together to deliver more value to clients than the banks ever could. . This is why we created the Mortgage Savvy White Glove Service. And it’s unlike anything you’ve ever experienced before. . We recognize we’re in the business of improving a lifestyle; not simply increasing transactions. Our realtors’ clients are our top priority, and you can trust we will do everything in our power to make the process as seamless and enjoyable as possible for them. . Discover 10 ways our White Glove Service is different – link in bio! . . . #financialfreedom #dreamhome #financialmilestone #financialgoals #mortgagesavvy #lessstressmoresavvy #realestate #torontorealestate #GTArealestate #realtors #mortgage #mortgagelife #personalfinance #financialconcierge #financialfreedom #moneygoals #mortgagefree #mortgagebrokers #personalfinancetips #moneymanagement #dreamhome #homeownership #firsthome #familyhome #familyiseverything #thesix #northyork #vaughan

68 4 Sep 22, 2017
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